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NEW QUESTION: 1
The fossil remain of the first flying vertebrates, the pterosaurs, have intrigued paleontologists for more than two centuries. How such large creatures, which weighed in some cases as much as a piloted hangglider and had wingspans from 8 to 12 meters, solved the problems of powered flight, and exactly what these creatures were-reptiles or birds- are among the questions scientist have puzzled over.
Perhaps the least controversial assertion about the pterosaurs is that they were reptiles. Their skulls, pelvises, and hind feet are reptilian. The anatomy of their wings suggests that they did not evolve into the class of birds. In pterosaurs a greatly elongated fourth finger of each forelimb supported a wing like membrane. The other fingers were short and reptilian, with sharp claws, In birds the second finger is the principle strut of the wing, which consists primarily of features. If the pterosaur walked or remained stationary, the fourth finger, and with it the wing, could only turn upward in an extended inverted V-shape along side of the animal's body.
The pterosaurs resembled both birds and bats in their overall structure and proportions. This is not surprising because the design of any flying vertebrate is subject to aerodynamic constraints. Both the pterosaurs and the birds have hollow bones, a feature that represents a saving in weight. In the birds, however, these bones are reinforced more massively by internal struts.
Although scales typically cover reptiles, the pterosaurs probably had hairy coats. T.H. Huxley reasoned that flying vertebrates must have been warm - blooded because flying implies a high internal temperature.
Huxley speculated that a coat of hair would insulate against loss of body heat and might streamline the body to reduce drag in flight. The recent discovery of a pterosaur specimen covered in long, dense, and relatively thick hairlike fossil material was the first clear evidenced that his reasoning was correct.
Efforts to explain how the pterosaurs became air-borne have led to suggestions that they launched themselves by jumping from cliffs, by dropping from trees, or even by rising into light winds from the crests of waves. Each hypothesis has its difficulties. The first wrongly assumes that the pterosaur's hind feet resembled a bat's and could served as hooks by which the animal could bang in preparation for flight. The second hypothesis seems unlikely because large pterosaurs could not have landed in trees without damaging their wings. The birds calls for high waves to channels updrafts. The wind that made such waves however, might have been too strong for the pterosaurs to control their flight once airborne.
Which of the following best describes the organization of the last paragraph of the passage?
A. Three hypotheses are outlined, and evidenced supporting each is given.
B. Three explanations for a phenomenon are presented, and each is disputed by means of specific information.
C. Recent discoveries are described, and their implications for future study are projected.
D. New evidence is introduced to support a traditional point of view.
E. A summary of the materials in the preceding paragraphs is presented, and conclusions are drawn.
Answer: B
Explanation:
Explanation/Reference:
Explanation:

NEW QUESTION: 2
Christopher Robinson, chairman of the board of directors for a private endowment fund, believes that the endowment fund for which he is responsible has diverged too far from its stated objectives. Over several years the board has increased the size of the fund's equity position beyond the stated limits of the investment policy statement. In an effort to realign the fund's investments, Robinson has elected to choose a mortgage-backed security (MBS) for inclusion in the endowment's portfolio. After surveying the MBS market, Robinson has selected four MBS securities to present as potential investments at the next investment committee meeting. Details on the selected MBS securities are presented below:

At the investment committee meeting, a fellow board member raises his concerns over the potential MBS investments stating, "While we all agree that the fixed-income proportion of the endowment is much too small, I am not sure the suggested MBS securities will fulfill the cash flow requirements of the endowment.
What risks are we taking on by allocating a portion of the portfolio to these investments? We cannot afford to end up with a timing mismatch between the cash needs of the endowment and the cash provided from its investments. Also, we have given no consideration to commercial mortgage backed securities (CMBS).
Isn't our analysis incomplete if we fail to give proper discussion of potential CMBS investment opportunities?" Robinson responded to his fellow board member by addressing the board member's concerns as follows:
"Since the cash requirements of the endowment fund fluctuate directly with interest rates, the cash flows provided from the MBS will provide adequate protection against cash shortfalls arising from differences in the timing of cash needs and cash sources. In addition, we can further reduce uncertainty surrounding the timing of cash flows by purchasing planned amortization class CMOs, which are securities issued against pools of MBS. CMBS were not presented due to the unacceptable risk profile of the comparable CMBS trading in the marketplace." Which of the following factors would most likely increase the rate of prepayments on any of the listed MBS securities?
A. Interest rates hit a low of 5.2% for the second time in the same year.
B. The Federal Reserve increases the reserve requirement for domestic banks.
C. Annualized GDP growth, on an inflation adjusted basis, increases from last year.
Answer: C
Explanation:
Explanation/Reference:
Explanation:
Increased economic growth increases incomes and worker migration. In turn, higher incomes will lead some households to purchase more expensive houses. Workers who migrate to a new location because of increased job opportunities will also repay mortgages when they sell their homes. If the Fed increases reserve requirements, interest rates will increase as a result of the restrictive monetary policy and prepayments will decrease. If interest rates hit a low point a second time, prepayments will occur but at a significantly lower rate than when the first interest rate low occurred. (Study Session 15> LOS 55-0

NEW QUESTION: 3
A Control Room scheduled automation has a status of failed. What should the administrator do to find the error message and details of the precise location in the task that the error occurred?
A. Select View Activity from the ellipsis for the failed activity listed in the Activity > Historical > View historical activity page of the Control Room interface
B. Log on remotely to the bot runner device and check the client log
C. Launch the Troubleshooting Wizard from the Automation Anywhere administration console and select the JobID of the failed automation
D. Lookup the error description for the status code of the error for the failed activity listed in the Activity>Historical > View historical activity page of the Control Room interface
Answer: A