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NEW QUESTION: 1
For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle's engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?
A. Reduce the claim amount in proportion to the premium it would have charged.
B. Avoid the contract, refuse all claims and keep the premium.
C. Reject the claim, but maintain the policy.
D. Apply any terms it would have applied if the misrepresentation had not taken place.
Answer: A,D

NEW QUESTION: 2

A. Option B
B. Option C
C. Option A
D. Option D
Answer: C,D

NEW QUESTION: 3
While conducting an organization-wide risk assessment, it is noted that many of the information security policies have not changed in the past three years. The BEST course of action is to:
A. report that the policies are adequate and do not need to be updated frequently.
B. review and update the policies to align with industry standards.
C. review the policies against current needs to determine adequacy.
D. determine that the policies should be updated annually.
Answer: C