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NEW QUESTION: 1
John and Elise Fernandez apply to ABC Bank for a loan to purchase a manufactured home. ABC Bank is a community bank with approximately $100 million in assets, and the
home would be located outside of the bank's metropolitan area. Mr. and Mrs. Fernandez complete an in-person application for a mobile home that is denied by the bank due to insufficient income. Which
piece of information on the Fernandez application is ABC Bank NOT required to report on its HMDA LAR?
A. The race of the applicants
B. The ethnicity of the applicants
C. The purpose of the loan application
D. The metropolitan area where the home will be located
Answer: D

NEW QUESTION: 2
What does RRS stand, in the context of S3 services?
A. Relational Rights Storage
B. Regional Rights Standard
C. Reduced Redundancy Storage
D. Regional Rights Storage
Answer: C
Explanation:
Explanation
In Amazon S3, RRS stands for Reduced Redundancy Storage. Reduced redundancy storage stores objects on multiple devices across multiple facilities, providing 400 times the durability of a typical disk drive, but it does not replicate objects as many times as Amazon S3 standard storage. In addition, reduced redundancy storage is designed to sustain the loss of data in a single facility.
References:

NEW QUESTION: 3
First National is developing a consumer checking account that can access a line of credit. This is the first time the bank has ever had such a product, although this type of credit facility has been popular with other banks in town. To determine what interest rate to charge on this account, an officer of First National called some of his friends at other local banks offering this type of credit and asked several questions, including the interest rate charged on this type of account and what internal factors the banks use to set the rate. After obtaining this information, First National determines that it could charge approximately 2 percent more than it originally planneD. Is there anything wrong with this course of action?
A. Yes. Communicating with competitors for purposes of setting prices is wrong.
B. No. The bank could probably have determined the prices eventually without calling the banks directly.
C. No. Communication itself is never wrong regardless of the subject matter.
D. Yes. The bank should have disguised its identity in calling its competitors.
Answer: A

NEW QUESTION: 4
Which of the following would be of GREATEST importance to the security manager in determining whether to accept residual risk?
A. Cost versus benefit of additional mitigating controls
B. Acceptable level of potential business impacts
C. Historical cost of the asset
D. Annualized loss expectancy (ALE)
Answer: A
Explanation:
Explanation
The security manager would be most concerned with whether residual risk would be reduced by a greater amount than the cost of adding additional controls. The other choices, although relevant, would not be as important.